You could be owed £1,000s for car financeCould you be owed up to £1,000s for car finance?
Bought a car on finance between April 2007 and November 2024? You could be owed up to thousands in potential compensation. Bought a car on finance between April 2007 and November 2024? You could be owed £££.
Check your agreements in just 90 seconds
A slice of the £8.2 billion has your name on it
Millions of customers who purchased cars on finance between April 2007 to November 2024 don’t realise they may have been overcharged. With LST Solicitors, you can check if you could qualify for compensation in about 60 seconds.
Inflated Interest Rates
Before the regulator banned discretionary commission arrangements, lenders could raise your car-finance interest rate to earn extra commission. This practice was prohibited in January 2021 following an investigation.
Unfair Agreements
In August 2025, a major Supreme Court case held that some car-finance agreements could be unfair even where the lender didn’t adjust the interest rate. This is likely to apply where excessive commissions were charged, with further details expected from the regulator in October.
Motor Finance Compensation Scheme
Following the Supreme Court’s judgment, the regulator confirmed it will consult on an industry-wide compensation scheme for eligible discretionary-commission and unfairness claims. The consultation is due in early October 2025, with payments expected to begin in 2026.
Our Offering
With LST Solicitors, our system integrates with major finance databases to find all car-finance agreements in your name, even if you’ve moved home or changed your name since you bought the car. In about 60 seconds, you can check whether your past agreements could be deemed unfair.
How does it work?
There are three quick steps, all online.
Find Your Agreements
We can locate your HP or PCP agreements from 2007 onwards in about 60 seconds, even if you’ve moved home or changed your name.
Check Your Eligibility
We review each agreement to identify potential undisclosed or excessive commission and other indicators of unfairness.
Your Results
We’ll confirm which agreements may be eligible for compensation. Our experienced financial mis-selling team handles your case end-to-end on a No Win, No Fee basis.
A slice of the £8.2 billion could be yours
Thousands of drivers have trusted their car finance claim with LST Solicitors.
Why Choose Us?
We are a financial mis-selling law firm with a team of experts dedicated to pursuing financial mis-selling claims and helping customers like you pursue compensation.
Transparent Fees
We run your case on a No Win, No Fee basis. As long as you comply with the terms of our agreement, you will only pay if your claim succeeds. Our success fee is 18% to 36% of the compensation we recover, confirmed before you sign. (For example, if you receive £1,000, our fee would be £300, plus VAT where applicable.)
Specialist Team
Our dedicated financial mis-selling team manages cases like yours from start to finish. A secure online portal keeps you informed at every stage, from complaint to outcome, so you always know what happens next.
Honesty
You do not have to use a law firm to make a complaint. You can complain to your lender or refer your case to the Financial Ombudsman Service for free, and that is absolutely fine. If you instruct LST Solicitors, our team will do the heavy lifting so you do not have to, helping you pursue the compensation you deserve.
